A moderated debate on the growing advantages of scale and resources in an environment where disruptors have dominated. The increasing ability of big organisations to test and challenge the disruptors using their very size and market share to shift the balance of power.

• Stuart Lauchlan (moderator): Co-founder, Editor at diginomica

• Tanya Cordrey: Chief Digital Officer at Guardian News & Media

• Sean Gilchrist: Managing Director, Commercial Digital at Lloyds Banking Group

• Sarah Bentley: Chief Customer Officer at Severn Trent Water

• Mayank Prakash: Director General, Digital Technology at Department for Work and Pensions (DWP)